Game theory analysis on credit risk assessment in E-commerce

作者:

Highlights:

• With the development of network technology and social economy, e-commerce has been widely utilized around the world, while the E-commerce credit has become one of the most important issues.

• The credit risk in E-commerce is not only the result of game between different sellers, but also the result between online traders and managers.

• In order to reduce the loss caused by E-commerce credit risk, the government should play a macro-control role or participate in the game process as a participant to influence the game result.

摘要

•With the development of network technology and social economy, e-commerce has been widely utilized around the world, while the E-commerce credit has become one of the most important issues.•The credit risk in E-commerce is not only the result of game between different sellers, but also the result between online traders and managers.•In order to reduce the loss caused by E-commerce credit risk, the government should play a macro-control role or participate in the game process as a participant to influence the game result.

论文关键词:E-commerce,Credit risk,game theory,Integrity model,Fraud model

论文评审过程:Received 17 May 2021, Revised 5 September 2021, Accepted 8 September 2021, Available online 22 October 2021, Version of Record 22 October 2021.

论文官网地址:https://doi.org/10.1016/j.ipm.2021.102763