An artificial intelligence system for predicting customer default in e-commerce

作者：

Highlights：

• The first Artificial Intelligence system for credit scoring in e-commerce.

• A new Genetic Programming system for credit scoring.

• Improving the state of the art for credit scoring in e-commerce.

• Transparent predictive models for credit scoring.

摘要

•The first Artificial Intelligence system for credit scoring in e-commerce.•A new Genetic Programming system for credit scoring.•Improving the state of the art for credit scoring in e-commerce.•Transparent predictive models for credit scoring.

论文关键词：Risk management,Credit scoring,Genetic programming,Machine learning,Optimization

论文评审过程：Received 10 November 2017, Revised 19 February 2018, Accepted 13 March 2018, Available online 14 March 2018, Version of Record 16 March 2018.

论文官网地址：https://doi.org/10.1016/j.eswa.2018.03.025