Development of a consumer financial goals ontology for use with FinTech applications for improving financial capability

作者：

Highlights：

• This study develops a formal ontology of over 400 consumer financial goals.

• The ontology is designed for wide range of financially situated users.

• This research extends the Consumer Financial Protection Bureau’s Financial Capability Model.

• The study provides specific financial goals for consumers to improve their financial capability.

• It focuses discussion on the objectives required to achieve financial capability.

摘要

•This study develops a formal ontology of over 400 consumer financial goals.•The ontology is designed for wide range of financially situated users.•This research extends the Consumer Financial Protection Bureau’s Financial Capability Model.•The study provides specific financial goals for consumers to improve their financial capability.•It focuses discussion on the objectives required to achieve financial capability.

论文关键词：Financial goals ontology,Ontology engineering,Ontology acquisition,Ontology evaluation,Consumer financial goals,Financial capability

论文评审过程：Received 19 November 2019, Revised 27 May 2020, Accepted 2 August 2020, Available online 12 August 2020, Version of Record 24 August 2020.

论文官网地址：https://doi.org/10.1016/j.eswa.2020.113843