Online peer-to-peer lending: A review of the literature
作者：
Highlights：
• This study reviews the online P2P lending literature from 2008 until 2020.
• The literature is geographically skewed towards United States and China.
• Previous research focused on the determinants of funding success, loan attributes and default.
• Recently, there is a shift in the methodological approaches applied in the funding success and default predictions.
• Recommendations of regulatory discussions are divided between self-regulatory versus institutional regulations.
摘要
•This study reviews the online P2P lending literature from 2008 until 2020.•The literature is geographically skewed towards United States and China.•Previous research focused on the determinants of funding success, loan attributes and default.•Recently, there is a shift in the methodological approaches applied in the funding success and default predictions.•Recommendations of regulatory discussions are divided between self-regulatory versus institutional regulations.
论文关键词：Fintech,Funding innovation,Internet finance,Peer-to-peer lending,Crowding finance,Alternative finance,Microfinance
论文评审过程：Received 17 February 2020, Revised 16 April 2021, Accepted 13 June 2021, Available online 16 June 2021, Version of Record 16 July 2021.
论文官网地址：https://doi.org/10.1016/j.elerap.2021.101069
