Internet banking diffusion: A country-level analysis

作者:

Highlights:

• This study examines country-level factors that influence Internet banking diffusion.

• Direct and mediating effects of economic and technological factors are modeled.

• National culture is used to explain diffusion levels across different country groups.

• PLS and cluster analysis provide support for mediating and moderating relationships.

• Findings yield implications on how to promote Internet banking for policy makers.

摘要

•This study examines country-level factors that influence Internet banking diffusion.•Direct and mediating effects of economic and technological factors are modeled.•National culture is used to explain diffusion levels across different country groups.•PLS and cluster analysis provide support for mediating and moderating relationships.•Findings yield implications on how to promote Internet banking for policy makers.

论文关键词:Internet banking,Diffusion of innovation,Country-level analysis,National culture,Mediating and moderating relationships

论文评审过程:Received 8 July 2014, Revised 2 June 2015, Accepted 3 June 2015, Available online 8 June 2015, Version of Record 11 October 2015.

论文官网地址:https://doi.org/10.1016/j.elerap.2015.06.001